Investor Presentaiton

2017 in summary 120,4 +6% 128,0 Operating profit, EUR M +47 % 5 737 +4 % 25,1 26,0 3 900 +9 % -47 % Income Expenses Loan losses Operating profit 21 21 -91,3 -99,8 ■2016 2017 Volumes, EUR M +4 % 3 197 3 100 +3 % 3.979 3 808 Actively managed capital Deposits Lending ■2016 2017 ÀLANDSBANKEN

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