Consistent Earnings Growth and Digital Engagement

Capital46 Strong capital and liquidity management supporting future growth Common Equity Tier 1 ratio of 16.2% Risk-Weighted Assets up 4.3% QoQ Leverage Ratio of 4.9% Liquidity Coverage Ratio of 128% Common Equity Tier 1 Ratio Q3 2022 CET 1 Ratio Internal capital generation Increase in RWA (net of FX) 47 Increase in Common Shares from Dividend Reinvestment Plan Sale of Schwab shares Mitigation of interest rate volatility to closing capital on First Horizon acquisition FX hedge on First Horizon closing Other48 Q4 2022 CET 1 Ratio Risk-Weighted Assets ($B) Q3 2022 RWA Credit Risk Market Risk Operational Risk Q4 2022 RWA TD 14.9% 44 (19) 13 49 49 35 12 (8) 16.2% $496 +22.0 -1.7 +1.1 $517 25

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