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Investor Presentaiton

Business Conditions Japan 20 10 -10 Kyushu -20 Tankan (Short-Term Economic Survey in Japan) 30 -30 -40 Fukuoka -10 ㅎㅇㅎ To be your Bank of choice Forecast -20 -30 -40 -50 08/3 09/3 09/9 10/03 10/09 11/03 11/09 12/3 12/9 13/3 13/9 14/3 14/9 15/3 Forecast 20 Kumamoto 10 0 -10 -20 -30 -40 -50 08/3 08/9 -50 2 2 2 28 42 -10 -20 -30 Nagasaki -50 -40 08/3 08/9 09/3 09/9 10/03 10/09 11/03 11/09 12/03 12/09 13/3 13/9 14/3 14/9 15/3 FFG Fukuoka Financial Group Forecast 09/3 09/9 10/03 10/09 11/03 11/09 12/03 12/09 13/3 13/9 14/3 14/9 15/3 Forecast I 08/3 08/9 09/3 09/9 10/03 10/09 11/03 11/09 12/03 12/09 13/3 13/9 14/3 14/9 15/3 Source: Bank of Japan 50
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