Investor Presentation Q2-FY22

Vehicle Finance: Granular Portfolio Across Vehicle Categories Overview of Vehicle Finance Division 35+ Years of Vintage Across Credit Cycles Market Leader in Most Products Amongst Top 3 Diversified Vehicle Loan Book across Vehicle Categories (%) Utility Vehicle 9% Two Wheelers 8% Business Owner Segment >90% of CV are SRTO CV 38% Car 14% Nimbleness of an NBFC With Dedicated Network Nationwide Presence Diversified Across States Strong Collateral Coverage Throughout the Loan Cycle Vehicle Finance Loan Book (Crore) 61,003 59,214 61,313 59,645 59,302 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 6 Tractor 12% Construction Equipment 14% Disbursements (*Crore) 7,913 5,307 8,583 4,875 Small CV 5% 8,594 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 IndusInd Bank

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