Investor Presentaiton
Decisioning
Data
Decisioning
WHAT WE DO
Experts at creating and developing predictive tools, sophisticated software and platforms that optimise the use of data
We manage and automate large volumes of decisions and processes on-premise or in the cloud
Help businesses make better decisions in areas including credit risk, fraud prevention, identify management, customer service and engagement,
account processing and account management
HOW WE DO IT
Develop models for risk and fraud avoidance, analytical tools, and
decisioning software
Our industry specialists and data scientists work collaboratively with
our clients, helping them find the best solutions for their needs
Combine our own data with data from our clients and third parties,
organise and analyse this data
Turn this into meaningful information that our clients can act on, using
our decisioning workflows such as PowerCurve, for decisions across
origination, account management and collections
Provide revenue cycle management for US hospitals and physician
practices
Consumer
Services
MARKET POSITION
Market-leading provider of business solutions in key markets except for
the USA where FICO is the market leader
Main competitors: FICO, IBM, SAS, Change Healthcare
REVENUE MODEL
Software and system sales: consultancy and implementation fees;
recurring licence fees; and transactional charges
Credit scores sold on a transactional, volume-tiered basis
Analytics - a mix of consultancy and professional fees, as well as
transactional revenues
KEY ADDED VALUE
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Assessment of creditworthiness, suitability and affordability of loans
supports responsible lending
Faster, frictionless and better-informed decisions for improved
customer experience
Relevant insights into new and existing customers for more effective
management and better engagement with customers
Authentication of customer identity helps prevention of identity fraud
and other crime
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