Satin Financial Review and Growth Strategy
...
And de-risking geographical concentration
To have become a PAN India Player
Share of Top 4 States Reduced from 77% to 56% over 4 years
Limiting Exposure per district
77.3
Average exposure per district %
% of Top 10 Districts to AUM
67.7
12.7
-21%
10.1
56.3
27
15.5
10.2
58.6
57.7
56.3
0.45
19.2
17.7
12.9
8.4
9.6
9.3
8.8
9.3
0.35
8.7
18.1
18.3
21
19
15
15
15
17.5
16.5
16.0
0.28
0.27
0.25
40.9
29.9
26.3
FY17
SATIN
21.6
23.2
22.3
FY17
FY18
FY19
FY20
1 HFY21
FY16 FY17 FY18 FY19 FY20 1HFY21
FY19
FY20
1HFY21
UP
Bihar
MP
Punjab
FY18
Number of States with more than 1% exposure of SATIN
7
10
10
16
17
Particulars
FY17
FY18
FY19
FY20
1HFY21
No. of Districts - JLG
236
306
359
397
377
% of Districts with <1% exposure
% of Districts with >2%
1.0%
88.1% 92.5% 96.4% 96.5%
2.1%
96.6%
0.6%
0.5%
0.3%
188
120
88
% of Top 10 Districts to Net-worth
79
69
FY17
FY18
FY19
FY20
1 HFY21
2015
2017
2019
2020
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