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I&M Holdings PLC Financial Overview and Strategic Outlook

I&M Holdings PLC - Income Statement Highlights Dec 20 vs Dec Dec-18 Dec-19 Dec-20 Particulars 19 Kshs Mn Kshs Mn Kshs Mn Y-Y % ▲ Net Interest Income Non Funded Income 15,594 15,510 15,600 1% 7,597 8,285 8,638 4% Total Operating Income 23,191 23,795 24,238 2% Operating Expenses 8,481 9,461 10,134 7% Profit before Loan Loss Provisions 14,710 14,334 14,104 -2% Loan Loss Provisions 3,807 636 2,473 289% Profit before Share of JV 10,903 13,698 11,631 -15% Share of Profit from JV 595 905 (679) -175% Profit Before Tax Profit After Tax 11,498 14,603 10,952 -25% 8,503 10,769 8,413 -22% M Holdings 13

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