Sagicor Q4 2020 Business Overview and Growth Strategy

Significant growth opportunities Caribbean Sagicor S ■ Continue growth in Caribbean markets where Sagicor is a leader and population is under-insured and under-pensioned, leveraging our digital initiatives Expand product base in core markets into banking and wealth management United States Continue to grow U.S. business in life and annuities leveraging our digital capabilities All geographies and Top Co Optimize balance sheet Use excess capital for inorganic growth Q4 2020 (24)

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