Summary Observations Regarding CVR's Campaign

C Prudent Capital Allocation and Strong Balance Sheet Disciplined capital allocation program to create value for shareholders Invest Invest in people and existing assets with safety, maintenance and reliability as top priorities Delek US Enhance Balance Sheet Maintain strong balance sheet to preserve financial flexibility Return Capital to Shareholders Support track record of consistently returning significant capital to shareholders Grow Support strategic midstream, retail and global energy transition growth objectives 15

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