Investor Presentaiton
Global regulators delayed capital rules by a year
|||| UOB
Year
'13
'14 '15 '16
'17
Basel III
Phased-in
'18 '19
Full
'20 '21 '22 '23
'24
'25
'26
'27
capital ratios
IFRS 9
| Start
LCR1
Phased-in
Full
NSFR²
| Start
SACCR³
TLAC4
Start date (pending)
Phased-in
Full
Basel IV5
Phased-in
Full
--
MCRMR6
| Start
Leverage ratio
Disclosure phase
Start
| Revised7
Retained earnings are one of the major sources of ...
highest quality capital that banks hold. They have to
earn a decent return for intermediating credit,
otherwise they will do less of it.
"
While the reforms are necessary to strengthen the banking
system over the long term, they will require banks to make
considerable operational adjustments which they would be
- Media Release, Monetary Authority of Singapore, 7 April 2020
- Mr Ravi Menon, Managing Director,
Monetary Authority of Singapore, 20 April 2017
Source: BCBS
1. Liquidity Coverage Ratio
5.
2.
Net Stable Funding Ratio
Basel IV: Revised standards for credit risk, market risk, operational
risk, leverage ratio, output floor and related disclosure requirements
3. Standardised Approach for measuring Counterparty Credit Risk
exposure (MAS has not announced implementation date)
4. Total Loss Absorbing Capacity (not applicable to Singapore banks)
6. Minimum Capital Requirements for Market Risk replaced
Fundamental Review of the Trading Book
7. Revised definition on exposure measure
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