2Q 2022 INVESTOR PRESENTATION

Liquidity Alinma's liquidity position is healthy and comfortably within regulatory limits NSFR (%) 115% 111.7% 109.4% 110.1% 110.5% 110% 105.8% 105% 100% LDR SAMA Ratio (%) 95% 90% 86.0% 85% 100% 80% 95% 90% 2Q 21 Leverage Ratio (%) 20% 15.0% 15% 10% 5% NSFR 3Q 21 4Q 21 1Q 22 Regulatory Minimum LCR (%) 75% 2Q 22 2Q 21 139% 16.4% 131% 134% 133% 139% 150% 0% 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 Leverage ratio Regulatory Minimum 2Q 2022 INVESTOR PRESENTATION 100% 3Q 21 4Q 21 LDR SAMA Ratio 100% 50% 3% 0% 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 .LCR Regulatory Minimum مصرف الإنماء alinma bank 1Q 22 - Regulatory Maximum 90% 82.8% 2Q 22 Management Commentary ■ NSFR has improved YoY to 110.5%, comfortably above the regulatory minima of 100%. ■ The LTD SAMA ratio decreased 3.2ppts YoY to 82.8%. ■ The leverage ratio increased 140bps YoY to 16.4%. ■ LCR has remained stable YoY from 2Q 2021 at a level of 139% at 2Q 2022. 35/50

View entire presentation