4Q 2021 Investor Presentation

Liquidity Alinma's liquidity position is healthy and comfortably within regulatory limits NSFR (%) LDR SAMA Ratio (%) 115% 111.7% 95% 110.2% 109.4% 110% 105.8% 105.8% 90% 105% 100% 95% 90% 4Q 20 Leverage Ratio (%) 30% 20% 15.1% 10% 85% 100% 81.2% 80% مصرف الإنماء alinma bank 75% 1Q 21 2Q 21 3Q 21 4Q 21 4Q 20 1Q 21 2Q 21 3Q 21 4Q 21 NSFR Regulatory Minimum LDR SAMA Ratio Regulatory Maximum LCR (%) 188.2% 200% 161.6% 138.7% 131.1% 134.1% 150% 17.3% 100% 100% 50% 3% 0% 0% 4Q 20 1Q 21 2Q 21 3Q 21 4Q 21 4Q 20 1Q 21 2Q 21 Leverage ratio Regulatory Minimum .LCR 3Q 21 Regulatory Minimum 4Q 21 4Q 2021 INVESTOR PRESENTATION 90% 85.8% Management Commentary NSFR was stable YTD at 111.7%, comfortably above the regulatory minima of 100%. ■ The LTD SAMA ratio increased 4.6ppts YoY to 85.8%. ■ The leverage ratio increased 28bps YoY to 17.3%. ■ LCR has decreased YTD 54.1ppts from 4Q 2020 to a level of 134.1% at 4Q 2021. 35/48

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