4th Quarter 2023 Highlights

OLD REPUBLIC Title Insurance - Differentiation The Title Insurance segment brings together a focus on independent agency distribution and proprietary title technology Agency Focused Distribution ☐ Strategic focus on independent title agents that control 64% of industry premium Delivering tools, technology & support to drive agent success Partnership - not competition - with agents ☐ Scalability in all market conditions with expense "downside" protected in soft markets Industry Distribution Strategic Focus 21% Market Share Agency, 64.0% Direct, 36.0% 5% Market Share Proprietary "Title Tech" pavāso Source: 09/30/23 ALTA As a leader in digital mortgage transformation, Old Republic's Pavaso enables fully digital and hybrid eClosings through one secure collaborative platform that streamlines the entire closing process RO RamQuest E-Closing RECORDING PARTNERS ePN NETWOR Old Republic's Title Tech portfolio includes platforms to empower the real-estate ecosystem with cloud-based closing, escrow, accounting, recording and transaction management solutions to modernize and streamline title operations 15

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