Investor Presentaiton

Q3 2023 Investor Presentation KCB Sustained organic growth in core capital in KCB Bank Kenya from profits in 2023. Thin buffers are as a result of a faster growth in risk weighted assets driven by lending in the period. Strong growth in core capital projected for FY 2023. 100% of net earnings for the period to be eligible as core capital after the results have been audited in FY. Projected minimum core capital headroom FY 2023: 200bps KCB Bank Kenya Core Capital 108.7 95.9 101.2 94.1 92.3 86.0 FY 2024: 400bps FY 2025: 500bps Q2 22 Q3 22 FY 22 Q1 23 Q2 23 Q3 23 43 For People. For Better. Amounts in KShs Billion

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