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Investor Presentaiton

Adjusting Items - Pre-Tax Adjusting Items (Pre-Tax) ($MM) Acquisition-Related Costs Q4/19 Q3/20 Q4/20 FY19 FY20 Day 1 PCL on acquired performing financial instruments 151 Integration Costs 79 40 Canadian Banking International Banking Global Wealth Management Amortization of Intangibles' 122639 34 10 28 12 9 642679 2262522 20 178 177 16 151 154 27 23 116 106 22 22 11 55 47 39 37 Canadian Banking International Banking Global Wealth Management Other Allowance for Credit Losses - Additional Scenario Canadian Banking International Banking Global Wealth Management Global Banking and Markets Derivative valuation adjustments Global Banking and Markets Other 155 71 77 1 6 116 102 14 Net Loss/(Gain) on Divestitures 1 (44) 8 148 (298) Impairment charge of software assets 44 Total (Pre-Tax) 108 22 54 593 300 1 Excludes amortization of intangibles related to software (pre-tax) 27 22
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