2022 Earnings Presentation
Balance sheet
Constant € million¹
Variation
Dec-22
Dec-21
Amount
%
Loans and advances to customers
86,202
81,744
4,458
5.5
Cash, central banks and credit institutions
40,858
31,765
9,093
28.6
Debt instruments
37,387
41,471
(4,084)
(9.8)
Other financial assets
5,682
11,329 (5,647)
(49.8)
Other asset accounts
14,037
12,030
2,007
16.7
Total assets
184,165
178,337
5,828
3.3
Customer deposits
89,957
83,299
6,658
8.0
Central banks and credit institutions
23,477
30,948 (7,471)
(24.1)
Marketable debt securities
23,997
15,364
8,632
56.2
Other financial liabilities
25,719
28,524 (2,805)
(9.8)
Other liabilities accounts
5,477
5,909
(432)
(7.3)
Total liabilities
168,627
164,044
4,582
2.8
Total equity
15,539
14,293
1,246
8.7
Other managed customer funds
51,049
50,017
1,031
2.1
Mutual funds
45,144
44,968
176
0.4
Pension funds
0
0
Managed portfolios
5,905
5,049
855
16.9
Santander (1) End of period exchange rate as at Dec-22.
24
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