Amundi Investor Presentation

Margins up slightly due to favourable market conditions and an improved product/customer mix Retail Institutionals excl. CA & SG insurers CA & SG insurer mandates Average margin 1. Excluding performance fees. Net fee and commission income (€m)¹ Margins on average assets excluding JVs (bp)1 -5.1% +12.1% 919 977 872 45,2 42,8 42,3 H1 2019 H1 2020 H1 2021 H1 2019 H1 2020 H1 2021 +14.7% +2.8% 296 251 258 10,3 10,4 10,2 H1 2019 H1 2020 H1 2021 H1 2019 H1 2020 H1 2021 +8.6% +6.1% 69 75 80 3,2 3,3 3,4 H1 2019 H1 2020 H1 2021 H1 2019 H1 2020 H1 2021 +12.3% -2.8% 18,7 17,7 18,0 1,239 1 353 1 205 H1 2019 H1 2020 H1 2021 H1 2019 H1 2020 H1 2021 64 | Amundi Investor Presentation - November 2021 Amundi

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