Bajaj Finance Limited Pitch Deck

Quarter gone by BAJAJ FINANCE LIMITED An excellent quarter for the Company across balance sheet growth, portfolio quality and profitability. Omnipresence agenda continued to accelerate in Q4. Overall, excited about FY23 prospects. Core AUM Opex to NII PAT ROE* Net NPA Q4 FY22 $ 25,612 MM YoY Growth 26% 34.6% $ 323 MM 5.7% 0.68% Q4 FY21 34.5% YoY Growth 80% Q4 FY21 3.7% Q4 FY21 0.75% FY22 $ 25,612 MM 34.6% 937 MM 17.4% 0.68% YoY Growth FY21 YoY Growth FY21 FY21 26% 30.7% 59% 12.8% 0.75% AUM (including IPO financing receivables) stood at $ 26,327 MM *Not annualized 4

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