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Investor Presentaiton

The Perfect Storm Factors Accelerating Technological advancement & adoption TOTAL POPULATION ++++ 16m INTERNET USERS 7.16m +43% since Jan 2016 (+2m) with 45% penetration rate 49% Urbanization: 21% (with the annual rate of change 2.65%) More than 50% of population under the age of 25 with high adoption rate of technology MOBILE SUBSCRIPTION 27.60m +6% growth and 173% compared to total population 4.5 MILLION mobile users connected to Facebook INFRASTRUCTURE QUALITY & ACCESS The advancement of next-generation technology provides a level playing field for FinTech firms allowing them to not worrying about inflexible legacy systems, (regulation) and siloed channels. This has lowered the barriers to entry. Cost advantage is on the FinTech side. 46% 5% Laptops & Desktop Mobile Phones Tablet Devices 3G 4G 3.4M 660K 440K Wi Fi 4G 4 Mobile Operators 8 Internet Service Providers Source: World Fact Book (cia.gov), wearesocial.com/uk/, Facebook Inc. G-SMA Intelligence, Geek in Cambodia 5 FinTech In Cambodia
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