BFL Loan Loss Provision and Operating Expenses

Q1 FY22 Highlights BAJAJ B FINSERV B BAJAJ FINSERV All Figures in Rs Million Highlights of Group Companies BAJAJ FIN SERV* Q1 FY22 Q1 FY21 Growth BAJAJ FINANCE* Q1 FY22 Q1 FY21 Growth Total Revenue 139,495 141,920 -2% AUM 1,590,569 1,380,546 15% Net worth 366,001 329,571 11% Total Income 67,430 66,497 1% PAT 8,328 12,152 -31% PAT 10,024 9,623 4% # Consolidated Ind AS PPOP^ 31,162 29,954 4% Consoldiated Profit Components* BAGIC Q1 FY22 Q1 FY21 Growth GWP 24,944 22,891 9% 2% 8% Investments 235,049 196,115 20% 15% 21% 25% 35% PAT 3,624 3,949 -8% 31% 35% Combined Ratio 103.4% 97.6% -5.8% abs. 85% 63% 52% BALIC Q1 FY22 Q1 FY21 Growth 42% -3% -6% -4% 1% GWP 25,155 16,997 48% Investments 2019-20 2020-21 Q1 FY21 Q1 FY22 PAT 772,704 840 609,681 27% 1,300 -35% BFL BAGIC BALIC Others* NBV & NBM ** $ 253 4.2% -135 -3.4% > 100% 7.6% abs. Bajaj Finserv and Bajaj Finance figures are as per Indian Accounting Standard (Ind AS). ■ BAGIC and BALIC figures are as per IRDAI Regulations (Indian GAAP) & the Indian Accounting Standard framework is used only for consolidated numbers ** NBV - Net New Business Value, NBM - New Business Margin, *Others includes Bajaj Finserv Standalone, and all remaining components ^ Pre Provision Operating Profit Before Tax, $ - On 12 month rolling basis, NBM for the period ended Jun 21 is 12.8% vs 9.4% for the period ended Jun 20 10

View entire presentation