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Investor Presentaiton

YIELD & COST TRENDS 3.00% Yield on Investment Securities 2.78% Yield on Loans 6.00% 5.44% 5.44% 5.37% 5.24% 2.50% 5.04% 2.50% 2.31% 4.79% 4.69% 4.76% 5.00% 2.09% 2.00% 1.84% 1.78% 4.00% 1.35% 1.50% 1.25% 3.00% 1.00% 0.50% 0.00% 1 2.00% 1.00% 0.00% T Q2 Q3 Q4 2019 2019 Q1 Q2 2019 2020 2020 Q3 2020 Q4 Q1 2020 2021 Q2 Q3 Q4 Q1 Q2 2019 2019 2019 2020 2020 Q3 2020 2020 Q4 Q1 2021 Cost of Deposits Net Interest Margin 1.00% 6.00% 5.00% 0.80% 0.72% 0.73% 0.71% 4.27% 4.23% 4.27% 4.06% 3.98% 3.86% 3.85% 3.78% 4.00% 0.60% 0.54% 3.00% 0.40% 0.28% 2.00% 0.16% 0.20% 0.14% 0.11% 1.00% 0.00% 0.00% | | | | | | | | Q2 Q3 Q1 2019 2019 2019 2020 Q4 Q2 2020 Q3 2020 Q4 Q1 Q2 2020 2021 Q3 Q4 Q1 2019 2019 2019 2020 2020 Q2 Q3 2020 Q4 Q1 2020 2021 21 Source: Unaudited company information, call reports and press releases, as of 3/31/2021
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