Investor Presentaiton

COMMERCIAL RESPONSES - CLIMATE CHANGE SUSTAINABLE FINANCING • #10 in Climate Bond Initiative's list of largest cumulative global issuers of certified climate bonds¹ . · Led issuance of 12 green, social, sustainability and sustainability- linked (GSS) bonds raising over $5bn for customers, including: - - Australian-first: Arranged and led $190 million Climate Bond certified 100% green asset-backed securitisation from Brighte, to help Australian families save on energy bills New Zealand-first: BNZ led the first on-farm sustainability- linked loan, a three-year $50m loan set to deliver water, emissions and biodiversity benefits Together with Melbourne Business School, we are raising the bar on Climate Banking professionalisation, having highly skilled bankers work with customers on their transition planning Environmental Finance Bond Awards 2021 Winner Green bonds - asset-backed/asset-based bond of the year ACHIEVEMENT AWARDS FinanceAsia 2020 Green bonds - asset-backed/asset- based bond of the year: Brighte Green Trust Best Sustainable Finance House IJInvestor Awards 2020 Best Refinancing of the Year -€100m incorporating a sustainability linked loan. NAB acted as Joint Lead Sustainability Arranger . TOP RENEWABLE ENERGY PLAYERS - AUSTRALIA² Cumulative value of deals in US$bn (2004 - 31 March 2021) National Australia Bank Ltd Clean Energy Finance Corp Mitsubishi UFJ Financial Group Inc Westpac Banking Corp Australia & New Zealand Banking Group Ltd Sumitomo Mitsui Financial Group Inc Mizuho Financial Group Inc Societe Generale SA Commonwealth Bank of Australia BNP Paribas SA DISASTER RESILIENCE 2.7 1.6 1.6 1.5 1.4 1.4 1.2 1.2 1.2 0.9 >1,700 grants worth over $3m provided to support customers and colleagues whose homes and business' are affected by NSW floods and WA Cyclone Seroja³ $100,000 committed to each of NSW SES and GIVIT's Severe Storms and Flooding relief package³ Launched $1.2m NAB Foundation Community Grants program to help customers prepare for and recover from natural disasters, as well as building resilience against future disasters Committed $10m over the next ten years as part of NAB's Environmental Resilience Fund for regional projects that improve resilience to natural disasters 56 (1) Ranking as at October 2020 (2) Bloomberg NEF Country Profile for Australia - Top Renewable Energy Players (2004 to 1Q 2021). Cumulative totals are in USD as at 31 March 2021. Totals do not include large hydro (3) Support provided for customers and colleagues affected by natural disasters will cover payments made after 31 March 2021 National Australia Bank

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