Ready Capital Investor Presentation Deck

Production Metrics PURCHASE VOLUME HAS ACCOUNTED FOR ~60% OF HISTORICAL PRODUCTION (in millions) $4,500 $3,000 $1,500 $0 100% 80% 60% 40% 20% $636 $1,189 0% 2015 35% 32% 33% $728 $1,460 2015 2016 27% 40% DIVERSIFIED PRODUCTION CHANNELS WITH FOCUS ON RETAIL CHANNEL GROWTH 33% $463 $1,508 2016 2017 25% 38% 37% $398 $1,380 2017 2018 ■ Purchase ■Refi 22% 36% $775 $1,439 42% 2019 2018 20% 32% 48% 2019 $2,435 ■Retail Correspondent ■Wholesale $1,812 2020 21% 31% 48% $2,110 2020 $2,095 2021 21% 33% 46% 2021 $638 $1,740 2022 22% 34% 44% 2022 READY CAPITAL. $75 $250 2023 YTD 17% 35% 48% 2023 YTD 22

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