Investor Presentaiton

Pa GEOGRAPHICAL SPREAD OF GOLD LOAN PORTFOLIO Muthoot Finance Diversified gold loan portfolio across India (%) 100 80 60 40 20 0 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Jun-20 Mar-21 Jun-21 East 5 6 6 7 7 8 8 9 9 9 9 West 11 13 15 17 18 19 20 19 20 19 19 North 19 22 22 22 23 23 23 23 23 22 22 South 65 59 57 54 52 50 49 49 48 50 50 (in billions) Gold Loan Assets Under Management * Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Jun-20 Mar-21 Jun-21 260 216 233 243 272 288 336 408 405 519 521 *Principal amount of Gold Loan Assets 26

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