Investor Presentaiton

COUPLED WITH OUR DRIVE TO SUPPORT OUR SOCIETY "CDC SOLAR" CAMPAIGN +R$250MM DISBURSED & PROSPERA CDC BIKE +620k ACTIVE CUSTOMERS BICYCLE FINANCING R$ 1.5Bi PORTFOLIO INCENTIVE 2 OUR OUR SHAREHOLDERS OUR CUSTOMERS OUR PEOPLE COMMUNITIES 12% PROJECT FINANCE - ENERGY 5% PROSPERA 3% 1 RENEWABLE ENERGY R$27.6Bi BUSINESSES ENABLED 6% OTHER 74% BONDS ESG SANTANDER NET ZERO AMBITION 1ST BRAZILIAN BANK TO JOIN THE NET-ZERO-BANKING ALLIANCE LOW-CARBON CDB (TIME DEPOSIT) CARDS MADE OF RECYCLED PVC NEW PINHEIROS RIVER US$ 25MM LOAN TO HELP CLEAN UP THE RIVER² BRAZIL'S 1ST SUSTAINABLE STATION 1,454M² OF GREEN AREA 70% OF ENERGY FROM SOLAR PANELS WATER REUSE SYSTEM SOCIAL INITIATIVE "BRASIL SEM FOME" CAMPAIGN +200K FOOD BASKETS DONATED ACCOLADES MELHORES ESG eco Prémio Eco Brasil exame. 'DISBURSEMENT + ADVISORY; 2 DESENVOLVE SP: FINANCIAL INSTITUTION OF THE STATE GOVERNMENT OF SÃO PAULO 9 STRATEGY

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