Investor Presentaiton
CANADIAN RESIDENTIAL MORTGAGE PORTFOLIO
40%
Insured
$113.7
$13.6
Total Portfolio:
$222 billion
(Spot Balances as at Q3/19, $B)
$100.1
$40.9
$10.2
$30.8
$3.7
$16.4
$30.7
$1.9
$27.1
$11.1
$0.2 $9.5
$0.7
$14.5
$10.9
$8.8
60%
Ontario
BC &
Territories
Alberta
Quebec
Atlantic
Provinces
Manitoba &
Saskatchewan
Uninsured
Freehold $192B
Condos $30B
Average LTV of uninsured mortgages is 55%¹
New originations² average LTV of 64% in Q3/19
Scotiabank. 25
1 LTV calculated based on the total outstanding balance secured by the property. Property values indexed using Teranet HPI data.
2 New originations defined as newly originated uninsured residential mortgages and have equity lines of credit, which include mortgages for purchases
refinances with a request for additional funds and transfer from other financial institutions.View entire presentation