Scotiabank Financial Analysis Q2/17
Provisions for Credit Losses
($ millions)
Q2/16
Q3/16
Q4/16
Q1/17
Q2/17
Canadian Retail
190
196
203
213
220
Canadian Commercial
14
21
14
22
16
Total Canadian Banking
204
217
217
235
236
Total - Excluding net acquisition benefit
221
232
221
240
247
International Retail
250
254
251
265
280
International Commercial
130
62
43
45
69
Total International Banking
380
316
294
310
349
Total - Excluding net acquisition benefit
415
343
337
340
380
Global Banking and Markets
118
38
39
2
All Bank
702
571
550
553
587
All Bank - Excluding net acquisition benefit
754
613
597
588
629
Increase in Collective Allowance
50
0
0
0
0
All Bank
752
571
550
553
587
PCL ratio (bps) - Total PCLS as a % of Average Net Loans & Acceptances
Excluding Collective Allowance
59
47
45
45
49
Including Collective Allowance
64
47
45
45
49
26
26
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