Barclays H1 2022 Results

Barclays is well-positioned to deliver sustainable double digit returns 1 2.2% 2 £(1.0)bn 1.0% Interest rates £(0.5)bn NII uplift from higher rates Post-tax modelled credit impairment release² Cards and Fee income Д Impairment Increased credit impairment, but below pre-COVID-19 levels Tax Higher effective tax 13.1%1 Growth in unsecured balances DTA re- measurement rate Increase in payments 10.0% and transaction banking income 介 Cost dynamics Investment spend Inflationary pressures Higher L&C charges Efficiency savings Lower structural cost actions4 IB performance dynamics Capital markets activity Performance costs flexibility 2021 ROTE Impairment Tax Illustrative headwinds and tailwinds³ >10% Medium-term target ROTE 12021 financial metrics have been restated to reflect the impact of Over-issuance of Securities. Please see slides 49-52 for details of the adjustments made in respect of the Over-issuance of Securities | 2 Post-tax equivalent of Stage 1 and 2 impairment release of £1,346m | ³ Bars not to scale 42021 structural cost actions reduced the 2021 ROTE by 1.1% | Note: Charts may not sum due to rounding | 33 | Barclays H1 2022 Results | 28 July 2022 BARCLAYS

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