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Investor Presentaiton

HBMX Wholesale 1. North America Corridor, comprising Mexico, Canada and the USA Retail HSBC in Mexico 2018-2020 strategy remains in place Two main strategic pillars... (i) Fully leverage our retail scale to reach a 10% market share (to match our branch market share), (ii) Become the leading wholesale bank for international customers and local customers with transaction banking needs. ...and ten strategic initiatives: 1 Leverage scale 2 SMES 3 4 Open Economy: International Connectivity / NAC Deepen relationships with clients Client-focused 5 Markets franchise Financial rime Risk 6 Management 7 Digital Client service and 8 client perception 9 People: culture and talent 10 IT transformation ■ Leverage retail scale in Mexico by adding product, digital and risk capabilities, growing our client base and improving product penetration Catch-up from an underweight market share position (<3%); capture the opportunity in the profitable and fast-growing SME segment (market credit growth of ~13%) Fully capture the international connectivity of Mexico by developing business within NAC1 and with other relevant corridors in Asia, Europe and Latin America ■ Use HSBC's global competitive advantages and HBMX's tailored services, products and platforms to deepen transactional relationships with clients Develop a Markets franchise on Corporate and Institutional Sales by using the bank's global platforms and extensive corporate client base ■ Enhance Financial Crime Risk Management allowing for a sustainable and sound growth Capture the opportunity presented by the low mobile/internet banking usage in Mexico ■ Deliver more efficient client service to improve customer journeys, and enhance our reputation by strengthening brand awareness ■ Sustain our unique culture, and compensate to attract and retain the best talent ■ Maintain and enhance a stable and fully reliable IT platform to serve the needs of our customers PUBLIC 6
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