Bajaj Finserv Financial Performance Q1 FY21
Update on Moratorium
As on 30 April 2020
As on 30 June 2020
BAJAJ
B FINSERV
in crore
% of
% of
AUM
COVID
COVID + ECL
AUM
Business
Segment
AUM
AUM
under
Provision
under
ECL
Provision
AUM
Provision as
AUM
under
under
Morat
Amt
% of Morat
Morat
COVID
Provision
Amt
ECL
Provision
COVID + ECL
Provision as
% of Morat
Morat
Morat
Auto Finance
13,726
9,611
70.0%
209
309
5.4%
12,802
6,446
50.3%
553
209
11.8%
Sales Finance
10,600
2.742
25.9%
63
57
4.4%
9,231
1,813
19.6%
245
42
15.8%
Consumer B2C
30,505
8,771
28.8%
251
257
5.8%
29,219
4,454
15.2%
785
176
21.6%
Rural Sales
2,326
688
29.6%
10
8
2.6%
2,089
214
10.2%
37
LO
19.6%
Finance
Rural B2C
10,650
3,020
28.3%
96
80
5.8%
10,281
1,015
9.9%
177
37
21.1%
SM E Lending
19,048
5,708
30.0%
174
154
5.7%
18.277
2,245
12.3%
341
74
18.5%
Securities
4,037
13
0.3%
3,957
Lending
Commercial
6,215
1,527
24.6%
26
3
1.9%
6,075
1,168
19.2%
56
2
5.0%
Mortgages
45,960
6,518
14.2%
71
102
2.7%
46.124
4,350
9.4%
156
77
5.4%
BFL Consol
1,43,067
38,599
27.1%
900
970
4.8%
1,38,055
21,705
15.7%
2.350
623
13.7%
Total Provision - 1,870
Total Provision - 2,973
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