Building the Replacement Infrastructure for the World's Money

Active customer growth drives volume growth. Active customers (m) CAGR (FY19-23) Volume (£bn) 10.0 Total Volume VDV 32% 7.4 0.52 44% 125 113 CAGR (FY19-23) Thai Wamme YOY 104.5 40% 0.41 6.0 27.9 76.4 56% 745 0.30 4.7 54.4 19.5 0.19 9.4 41.7 3.3 31% 12.3 7.0 36% 0.12 27.2 8.3 76.6 5.7 56.9 4.5 4.7 42.1 33.4 3.2 22.5 FY19 FY20 FY21 FY19 FY20 FY21 FY22 FY23 FY22 FY23 Business Personal ■ Business Personal 34

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