Investor Presentation - CNP Assurances Corporate Bond Portfolio and SCR Coverage Ratio slide image

Investor Presentation - CNP Assurances Corporate Bond Portfolio and SCR Coverage Ratio

France: growth in Savings/Pensions and Personal Risk/Protection net insurance revenue Administrative costs (Єm) +5.4% Total revenue (Єm) +4.5% Change 2,910 2,786 vs 2021 : 616 724 -6.7% 776 716 745 2,186 +8.8% 2,009 1,442 1,293 31.12.2021 Savings/Pensions NIR 31.12.2022 Revenue from own-funds portfolios Personal Risk/Protection NIR EBIT (Єm) +4.2% 649 2,170 2,262 31,12,2021 31,12,2022 31,12,2021 31,12,2022 CNP assurances Lower revenue from own-funds portfolios: impact of sales of bonds and reinvestment of the proceeds in assets paying higher rates of interest, so as to improve the portfolios' recurring yield, partly offset by increased gains on the equity portfolio EBIT rose by 4.2%, reflecting the favourable effect of higher interest rates (providing scope to release funds from interest-related reserves), and controlled 5.4% growth in administrative costs in an inflationary environment Investor Presentation March 23 78
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