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Investor Presentaiton

KGI Bank - Loans Diversified loan portfolio with better loan growth momentum than peers (NT$bn) 2015 2016 2017 2018 2Q18 3Q18 4Q18 1Q19 2Q19 Corporate loans 145.2 175.7 200.8 228.3 229.7 229.5 228.3 233.3 243.8 Large corporations 133.7 161.1 181.8 204.3 209.1 208.9 204.3 204.5 215.5 SMEs 11.6 14.5 19.0 24.0 20.6 20.6 24.0 28.8 28.3 Secured consumer loans 40.7 45.8 60.8 74.7 68.8 72.1 74.7 76.0 78.5 Mortgage 40.6 45.7 60.7 74.7 68.7 72.1 74.7 75.9 78.4 Others 0.1 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0 Unsecured consumer loans 35.0 34.5 36.0 37.2 36.7 37.0 37.2 37.2 37.7 Cash card 16.2 15.0 14.5 13.8 14.1 14.0 13.8 13.5 13.3 Personal loans 18.8 19.5 21.5 23.3 22.5 23.0 23.3 23.7 24.3 Total loans 220.9 255.9 297.7 340.2 335.1 338.6 340.2 346.5 360.0 Credit card 2.7 2.7 2.7 2.8 3.3 3.0 2.8 2.7 3.3 AR/ forfaiting/China advance 32.3 18.6 16.8 17.6 21.1 20.7 17.6 16.1 13.7 Guarantees 12.0 10.7 11.9 14.8 14.8 15.9 14.8 20.7 21.2 Total credit 268.0 287.8 329.1 375.5 374.2 378.1 375.5 385.9 398.2 Total loans YoY/ QoQ (%) Total credit YoY/ QoQ (%) (3.6) (10.6) 15.8 16.3 14.3 5.6 1.0 0.5 1.8 3.9 7.4 14.3 14.1 6.1 1.0 (0.7) 2.8 3.2 Note: 2015 were the pro-forma figures post CDIB Capital Group business transfer 中華開發金控 CHINA DEVELOPMENT FINANCIAL This slide is part of a presentation by China Development Financial Holding Corporation and/or its affiliates (together, "CDF") and is intended to be viewed as part of that presentation. The presentation has not been updated since it was originally presented, and does not constitute a commitment by any CDF entity to underwrite, subscribe for or place any securities or to extend or arrange credit or to provide any other services. 15
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