Credit Suisse Capital Metrics and Core Results 9M16

Swiss Universal Bank Private Banking and Corporate & Institutional Banking 3Q16 results Private Banking Adjusted key financials in CHF mn C&IB Adjusted key financials in CHF mn 3Q16 2016 3Q15 A 2Q16 A 3Q15 3Q16 2Q16 3Q15 A 2Q16 A 3Q15 Net interest income 446 441 452 +1% (1)% Net interest income 278 242 256 +15% +9% Recurring commissions & fees 243 240 255 +1% (5)% Recurring commissions & fees 118 123 117 (4)% +1% Transaction-based 125 159 151 (21)% (17)% Transaction-based 124 146 144 (15)% (14)% Other revenues (1) Other revenues (13) (14) (10) Net revenues 814 840 857 (3)% (5)% Net revenues 507 497 507 +2% Provision for credit losses 17 2 25 Provision for credit losses 13 7 14 Total operating expenses 587 579 639 +1% (8)% Total operating expenses 273 292 286 (6)% (5)% Pre-tax income 217 203 196 +7% +11% Pre-tax income 214 254 204 (16)% +5% Cost/income ratio 54% 59% 56% Cost/income ratio 72% 69% 75% Key metrics in CHF bn Key metrics in CHF bn 3Q16 2016 3Q15 A 2016 A 3Q15 3Q16 2Q16 3Q15 A 2Q16 A 3Q15 Adj. net margin in bps 35 42 34 Net new assets (1.2) 0.7 1.9 Net new assets 0.2 0.9 3.1 Assets under management 285 281 263 +1% +8% Assets under management 245 241 237 +1% +3% Number of RM 480 470 470 +10 +10 Mandates penetration 29% 28% 24% Number of RM 1,500 1,530 1,570 (30) (70) Note: Adjusted results are non-GAAP financial measures. A reconciliation to reported results is included in the Appendix CREDIT SUISSE November 2016 25 25

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