Financial Overview and Strategy
Financial snapshot
58.1%
7.05%
B
34.5
BAJAJ
FINSERV
PBT
6,179
26.2
CAGR 62%
50.6%
5.50%
20.1
16.1
47.0%
46.0%
3,843
12.9
44.8%
44.4%
44.6%
10.1
45.0%
43.1%
8.1
2,818
6.4
4.9
40.2%
3.7
2.5
2.9
1,965
41.4%
2.20%
1,357
1,091
35.3%
872
602
370
30
51
134
0.80%
0.63%
0.45%
0.44%
0.43%
0.12%
0.19%
0.28%
0.28%
AUM
2,478
2,539
4,032
7,573
13,107
17,517
24,061
32,410
44,229
60,196
82,422
1,15,888 CAGR 42%
FY08
FY09
FY10
FY11
FY12
FY13
FY14
FY15
FY16
FY17
FY18
FY19
RoA
0.9%
1.4%
2.8%
4.4%
4.2%
4.1%
3.6%
3.3%
3.5%
3.7%
3.7%
4.2%
RoE
2.0%
3.2%
8.0%
19.7%
24.0%
21.9%
19.5%
20.4%
20.9%
21.6%
20.1%
22.5%
AUM
PBT
All figures including FY17 are as per previous GAAP, whereas for FY18 and FY19 are as per Ind AS
Customer Franchise (MM)
*As per the RBI regulations, NNPA numbers for upto FY15 are at 6 months overdue, FY16 are at 5 months overdue, FY17 are at 4 months overdue and FY18 are at 3 months overdue. Hence NPA across periods are not comparable
NNPA
*
Opex to NII
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