Key Financial Indicators and Balance Sheet Analysis Q1 2023
Balance sheet
Continued growth in deposits supports
lending growth
-
Robust and simple balance sheet
Loan growth supported by ongoing positive
momentum in deposits
-
Loans to customers increased by 2.7% in Q1
Assets
Cash & balances with CB
Loans to credit institutions
Loans to customers
Financial assets
Other assets
-
Deposits increased by 2.6% in Q1
Total Assets
Liquidity position remains strong:
Liquidity coverage ratio (LCR) of 174% (110% in
ISK)
Net stable funding ratio (NSFR) of 117%
17 All amounts in ISK bn
31.03.2023 31.12.2022
Diff. 31.03.2022
Diff.
80
114
(30%)
64
25%
63
46
38%
36
75%
1,114
1,085
3%
976
14%
205
193
6%
186
10%
39
32
22%
79
(51%)
1,501
1,470
2%
1,341
12%
Liabilities and Equity
Due to credit institutions & CB
24
12
107%
4
466%
Deposits from customers
775
755
3%
680
14%
Other liabilities
84
74
13%
80
5%
Borrowings
391
393
(0%)
370
6%
Subordinated liabilities
47
47
(1%)
34
39%
Total Liabilities
1,321
1,281
3%
1,168
13%
Equity
180
188
(4%)
173
4%
Total Liabilities and Equity
1,501
1,470
2%
1,341
12%View entire presentation