HDFC Operational & Financial Highlights

HOUSING ACROSS INCOME GROUPS Housing Loan Approvals Based on Income Slabs: Apr-Dec 22 In Value terms HIG 52% MIG 38% In Number terms LIG/EWS 10% MIG 48% HIG 29% HDFC WITH YOU, RIGHT THROUGH LIG / EWS 23% Economically Weaker Section: Up to Rs. 0.3 mn p.a Middle Income Group: Above Rs. 0.6 mn to Rs. 1.8 mn p.a. Low Income Group: Above Rs. 0.3 mn to Rs. 0.6 mn p.a. High Income Group: Above Rs. 1.8 mn p.a. Housing Loans to EWS & LIG Segments • . 23% of home loan approvals in volume terms and 10% in value terms has been to the EWS & LIG segments Average home loan - EWS: Rs. 1.08 mn, LIG: Rs. 1.95 mn 20

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