Investor Presentation Q2-FY22

IndusInd Bank at a Glance 5th Largest Private Bank with Disproportionately Large Distribution Network *220,808 cr Loans 275,288 cr Deposits Diversified Across Products and Geographies 30 mn Customers Across Segments III Universal Banking Approach with Diversified Loan & Deposit Mix 55:45 Loan Mix Retail VS Wholesale ال Strong Domain Expertise Long Vintage across Cycles Vehicle Finance 27% of the Loan Book 5,507 Branches/Outlets PAN India Network 42% CASA Stable Low-cost Deposits Innovative Digital Approach Overall Digital Transaction Mix at 91% Micro Finance 13% of the Loan Book Gems & Jewellery 4% of the Loan Book Robust Balance Sheet with Strong Capital Adequacy & Contingency Buffers 17.37% CRAR Tier 1: 16.68% | Tier 2: 0.69% (excluding H1 FY 22 PAT) 148% Average LCR Well above regulatory requirement 72% PCR GNPA 2.77% | NNPA 0.80% Strong Profitability amongst highest in the Industry 4.07% Net Interest Margin 2 41.44% Cost to Income 5.97% Operating Profit Margin to Loans IndusInd Bank

View entire presentation