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Investor Presentaiton

DATA-DRIVEN ORGANISATION 122 63% Data models running online, covering different business processes Automation rate for retail lending process in 9M21 36% Contribution in sales process, powered by data-driven models in 9M21 22 22 KEY DATA-RELATED INITIATIVES IMPLEMENTED DURING 9M21 Implementation of non-financial recommender engine Data and Al trainings for middle management Predicting and improving NPS with data-driven models Improvement of natural language understanding capabilities Improvement of customer churn analytics DATA IN BANKING Use of data analytics to cover core banking processes with impact on decision making, automation, sales, customer satisfaction, efficiency DATA BEYOND BANKING Use of data analytics for data monetisation and to create additional value for customers, the Bank, and the ecosystem
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