Q3 FY22 Financial Highlights
Launched 2 products under "Indus easycredit for Businesses" - Small Ticket Business Term Loan
Building the "Digital SME Stack" by leveraging
microservices based APIs
Small Ticket Business Term Loans
Indus
✓ easy CREDIT
For Businesses.
Focused products for
<2 crores segment.
Live
Small unsecured
business loans
GST based
overdraft
In-principle sanction
calculator
✓ Digital loans of upto 20 lacs in < 15 mins
100% digital origination for self-employed and sole-
proprietorships
✓ Great uptake in the newly launched DIY app for merchants
✓ Completely paperless and powered by India Stack to deliver
seamless loan disbursement
✓ Real time underwriting leveraging GST, Banking, Bureau - Instant
decisioning and same day sanction
Cash credit and
non fund based
limits
WIP
42
✓
Using state-of-art algorithms for credit scorecards
✓
All digital channels activated - mobile, web and call center
✓ Assisted channels to be made live in Q4
&
Web
Mobile Call Center
RM
Branch
Partnerships
IndusInd BankView entire presentation