Q1FY23 Results - Investor Presentation
Business Banking
| Business Banking
Income Statement
YoY Growth
10%
12%
11%
35%
3%
(14%)
7%
20%
4%
RM' mil
Net Interest
Income
Non-Interest
Income
Total Income
Expenses
PBP
Impairment
PBT
Tax
PAT
Q1FY23
122
33
156
46
110
19
90
90
21
69
Q1FY22
111
30
141
34
107
22
54
84
18
66
66
Q1FY23 PAT
Q1FY22 PAT
Positive growth in Q1FY23
Contraction in Q1FY23
Balance Sheet (RM' mil/%)
FY22
Gross Loans/Financing
18,736
Q1FY23
19,053
YTD Change
2%
GIL Ratio
Key Ratios
FY22
Q1FY23
YTD Change
1.42%
1.47%
0.05%
Gross Impaired Loans
266
279
5%
CTI
27.4%
29.6%
2.2%
Customer Deposits
15,231
14,120
(7%)
Loan Loss Coverage
89.5%
86.2%
(3.3%)
CASA
8,282
7,123
(14%)
ROA¹
1.59%
1.48%
(0.11%)
1.
Annualised
AmBank Group
Q1FY23 Results - Investor Presentation
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