Shriram Finance Q4 FY23 Financial Overview
Financial Performance (Consolidated)
Particulars (Rs. mn)
Interest income
SHRIRAM
Finance
Q4 FY23
Q3 FY23 Q2 FY23
Q1 FY23
Q4 FY22*
YoY (%)
QoQ (%)
FY23
FY22*
YoY (%)
79,265.1
77,562.8
75,569.2
71,041.6
50,542.9
56.83%
2.19%
303,439.6
191,806.2
58.20%
Interest expended
33,928.8
32,449.7
33,739.0
30,597.4
24,264.7
39.83%
4.56%
130,714.9
98,645.6
32.51%
Net interest income
45,336.3
45,113.1
41,830.2
40,444.2
26,278.2
72.52%
0.49% 172,724.7
93,160.6
85.41%
Other Operating Income
Operating income
45,336.3
45,113.1
41,830.2
40,444.2
26,278.2
72.52%
0.49%
172,724.7
93,160.6
85.41%
Staff cost
7,365.4
6,735.7
6,080.8
6,182.6
2,749.0
167.93%
9.35%
26,364.5
9,971.0
164.41%
Other Operating expenditure
8,106.5
5,445.6
5,821.9
4,722.1
2,668.0
203.84%
48.86%
24,096.1
9,898.5
143.43%
Operating expenditure
15,471.9
12,181.3
11,902.7
10,904.7
5,417.0
185.62%
27.01%
50,460.6
19,869.5
153.96%
Core operating profit
29,864.4
32,931.8
29,927.5
29,539.5
20,861.2
43.16%
-9.31%
122,264.1
73,291.1
66.82%
Other income
497.0
409.0
335.6
322.5
252.9
96.52%
21.52%
1,564.1
810.0
93.10%
Operating profit
30,361.4
33,340.8
30,263.1
29,862.0
21,114.1
43.80%
-8.94%
123,828.2
74,101.1
67.11%
Loan Losses & Provisions
11,853.9
9,186.6
9,021.1
11,629.0
7,607.9
55.81%
29.03%
41,690.6
38,608.6
7.98%
Profit before tax
18,507.5
24,154.2
21,242.0
18,233.0
13,506.2
37.03%
-23.38%
82,137.6
35,492.5
131.42%
Tax Expense
5,657.0
6,153.2
5,482.6
4,729.7
2,644.9
113.88%
-8.06%
22,022.5
8,413.2
161.76%
Profit after tax
12,850.5
18,001.0
15,759.4
13,503.3
10,861.3
18.31%
-28.61%
60,115.1
27,079.3
122.00%
Share of Profit/(loss) of associate
31.4
15.2
26.5
12.5
51.0
-38.43%
106.58%
85.6
131.7
-35.00%
Net Profit after taxes and share of
profit/(loss) of associate
12,881.9
18,016.2
15,785.9
13,515.8
10,912.3
18.05%
-28.50%
60,200.7
27,211.0
121.24%
Other comprehensive Income (Net)
1,174.1
Total Comprehensive Income
14,056.0
(252.1)
15,533.8
(977.3)
12,538.5
(209.4)
17,806.8
Note:- *The figures for the current reporting period includes the effect of merger of transferor Companies SCUF and SCL and are therefore not comparable 58
(1,394.8)
9,517.5
184.18%
47.69%
660.70%
-21.06%
(264.5)
(1,228.2)
78.46%
59,936.2
25,982.8
130.68%
with figures of the respective previous year/ period.View entire presentation