Investor Presentaiton

100 90 80 70 60 50 Percentage of population 40 30 20 10 0 for? Consumer perspective: what do adults use financial services Send internationally Save for old age Send Domestically Receive Salary Receive Remittance Payments Savings House(s) Encashment Productive Inputs Credit Insurance Loss mitigation Combined Education Health Payments for goods... Source: Authors own calculations based on FinScope 2015

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