Investor Presentaiton
that the built-in features have the barriers properly
erected to go on air.
SECURE IDENTIFICATION
We employ advanced technologies such as facial
biometrics and the liveness feature to verify client
identity. In the account opening process, the bank
asks the person to register their face, scan their
document, and provide some other personal data.
These features serve to confirm that the person
making the request is the same person identified
in the document, but also to make sure that
there is a living person holding the device. If
confirmation does not happen automatically, an
alert signal is issued and the account opening
process is interrupted so that the inconsistency
can be checked. In all accesses, the identity check
methods at the bank consider passwords, security
certificates, cell phone in use, behavior pattern,
among others.
The bank also imposes security barriers to prevent
a third party from being able to access the client's
account. Through a process called secure device
activation, the app asks clients to enter a six-digit
password and undergo facial recognition whenever
they access the bank's app for the first time on a
new cell phone. If the user's face matches the one
registered when opening the account and he/she
enter the password correctly, a token is installed
on the device. Only with this token installed
and verified it is possible to carry out financial
transactions, for example.
By doing this, the bank understands that the client
has switched devices, validates the token on the
new device, and disables the old one. From the
second access on, facial biometrics is no longer
necessary. The client simply enters the six-digit
password and the app itself takes care of verifying
the mobile device's token.
Cell phone or card blocking
In the event of theft or loss of the mobile device with the
C6 Bank app installed, it is possible to block the bank app
very easily through the Relationship Center.
If the credit card is lost or stolen, the client can block the
card for use in the bank app. Later, if the client finds or
recovers the card, for example, they can unblock it again
through the app right away. The feature is available for
both the physical and virtual cards.
Virtual card for online shopping
With the virtual card, the client can shop online with
greater security. In addition, the virtual card's security
code is periodically updated by C6 Bank, preventing a
criminal who obtains the card data from being able to use
it after this period.
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