Bank of Georgia Financial Snapshot and Loan Portfolio Quality
Disclaimer - forward looking statements
This presentation contains forward-looking statements, including, but not limited to, statements concerning
expectations, projections, objectives, targets, goals, strategies, future events, future revenues or performance, capital
expenditures, financing needs, plans or intentions relating to acquisitions, competitive strengths and weaknesses,
plans or goals relating to financial position and future operations and development. Although Bank of Georgia Group
PLC believes that the expectations and opinions reflected in such forward-looking statements are reasonable, no
assurance can be given that such expectations and opinions will prove to have been correct. By their nature, these
forward-looking statements are subject to a number of known and unknown risks, uncertainties and contingencies,
and actual results and events could differ materially from those currently being anticipated as reflected in such
statements. Important factors that could cause actual results to differ materially from those expressed or implied in
forward-looking statements, certain of which are beyond our control, include, among other things: macro risk,
including domestic instability; geopolitical risk; credit risk; liquidity and funding risk; capital risk; market risk; regulatory
and legal risk; conduct risk; financial crime risk; information security and data protection risks; operational risk; human
capital risk; model risk; strategic risk; reputational risk; climate-related risk; and other key factors that could adversely
affect our business and financial performance, as indicated elsewhere in this document and in past and future filings
and reports of the Group, including the 'Principal risks and uncertainties' included in Bank of Georgia Group PLC's
Annual Report and Accounts 2022 and in 2Q23 & 1H23 Results Report. No part of this document constitutes, or shall be
taken to constitute, an invitation or inducement to invest in Bank of Georgia Group PLC or any other entity within the
Group, and must not be relied upon in any way in connection with any investment decision. Bank of Georgia Group
PLC and other entities within the Group undertake no obligation to update any forward-looking statements, whether
as a result of new information, future events or otherwise, except to the extent legally required. Nothing in this
document should be construed as a profit forecast.
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