3Q 2021 Investor Presentation
Balance Sheet Trends
Solid balance sheet growth from growth in financing and investments
Management Commentary
■ Growth in total assets of 6% YTD driven by 9% financing growth and 8%
growth in investments.
■ Total liabilities grew by 3% during 9M 2021 YTD mainly from 97% growth in
liabilities due to SAMA, banks and other Fl offset by a 2% decline in
customers' deposits.
Total Assets Movement YTD (SARbn)
156.9
2.4
+6%
مصرف الإنماء
alinma bank
10.1
0.1
166.8
(2.6)
SAR (mn)
3Q 2021 4Q 2020
A%
3Q 2020
A%
Total assets
4Q 20
Cash, interbank
& SAMA
Investments
Financing
Other
Total assets
3Q 21
Cash, interbank & SAMA balances
10,019
12,651
-21%
12,539
-20%
balances
-21%
+8%
+9%
+2%
Investments
31,886
29,526
+8%
26,460
+21%
Financing
121,318
111,196
+9%
105,325
+15%
Other assets
3,586
3,505
+2%
3,526
Total assets
166,808
156,877
+6%
147,850
+2%
+13%
Total Liabilities Movement YTD (SARbn)
Due to SAMA, banks & other Fl
14,401
7,312
+97%
8,042
+79%
+3%
Customers' deposits
116,652
119,454
-2%
111,318
+5%
Other liabilities
Total liabilities
5,591
136,644 132,448
5,682
-2%
4,451
+26%
132.4
7.1
+3%
123,811
+10%
Share capital
20,000
20,000
+0%
20,000
+0%
(2.8)
136.6
(0.1)
Retained earnings
4,528
3,760
+20%
3,884
+17%
Total liabilities
Other reserves
636
669
-5%
155
+310%
4Q 20
Due to SAMA, banks Customers' deposits
& other Fl
Other
Total liabilities
3Q 21
Tier 1 sukuk
5,000
100%
100%
Total equity
+97%
-2%
-2%
30,164
24,429
+23%
24,039
+25%
3Q 2021 INVESTOR PRESENTATION
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