Commercial Bank Investment and Financial Highlights
Funding: Continue to build up diverse sources of funding
Summary
Customers' deposits down by 1.4% to QAR 74.3bn in Sept
2019 v Sept 2018 representing 51% of the total balance
sheet
Well diversified funding mix
Total equity represents 15% of funding mix
Syndicated loan issuance of USD 750m in Dec 2018
-
Total funding mix – 30 Sept 2019
■Customers' Deposits
Total Shareholders'
Equity
Due to Banks and
Financial Institutions
Debt Securities & Other
borrowings
Other Liabilities
16%
4%
14%
15%
Debt issued and other borrowed funds
Commercial Bank credit ratings
51%
Issuance Type (QARM)
Sep-19
Sep-18
Foreign Ccy
Rating
Subordinated Notes
3,446
3,425
Deposits/IDR
Agency
Bank
Strength
Outlook
Date
EMTN
6,341
7,910
LT
Senior Notes
603
2,434
Moody's
A3
ST
Prime 2
bal
Stable
Jul 19
Other loans (including CPs)
10,717
11,907
Fitch
A
F1
bb+
Stable
Mar19
Total
21,107
25,676
S&P
BBB+
A-2
bb+
Stable
Jun19
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