Investor Presentaiton
Reconciliation for non-GAAP Financial Measures
All Bank: Risk Adjusted Margin
($ millions)
Average total assets¹
Less: Non-earning assets
Average total earning assets¹
Less:
All-Bank
Q1/22
Q2/22 Q3/22 Q4/22 Q1/23
1,238,616 1,264,193 1,295,165 1,332,897 1,380,008
94,165 102,901 111,324 126,213 118,465
1,144,451 1,161,292 1,183,841 1,206,684 1,261,543
Trading Assets
Securities purchased under resale agreements and securities borrowed
Other deductions
Average core earning assets¹
Net Interest Income
4,344
4,676
162,885 144,501 128,890 117,807 119,974
131,102 127,255 146,002 157,438 174,942
58,030 59,618 62,710 69,343 70,779
792,434 829,918 846,239 862,096 895,848
4,473
4,622
4,569
Less:
Non-core net interest income
23
(33)
(53)
(122)
(205)
Provision for credit losses
222
219
412
529
638
Risk Adjusted Net interest income on core earning assets
4,099
4,287
4,317
4,215
4,136
Risk Adjusted Margin
2.05%
2.12%
2.02%
1.94%
1.83%
1 Average balances represents the average of daily balance for the period
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