Investor Presentaiton
Provisions for Credit Losses
($ millions)
Q3/16
Q4/16
Q1/17
Q2/17
Q3/17
Canadian Retail
196
203
213
220
214
Canadian Commercial
21
14
22
16
10
Total Canadian Banking
217
217
235
236
224
Total - Excluding net acquisition benefit
232
221
240
247
232
International Retail
254
251
265
280
280
International Commercial
62
43
45
69
45
Total International Banking
316
294
310
349
325
Total - Excluding net acquisition benefit
343
337
340
380
355
Global Banking and Markets
38
39
8
2
24
All Bank
571
550
553
587
573
All Bank - Excluding net acquisition benefit
613
597
588
629
611
Increase in Collective Allowance
0
0
0
0
0
All Bank
571
550
553
587
573
PCL ratio (bps) - Total PCLS as a % of Average Net Loans & Acceptances
Excluding Collective Allowance
47
45
45
49
45
Including Collective Allowance
47
45
45
49
45
26
26
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