Currency and Interest Rate Outlook
K
KASIKORNTHAI
Other Figures
Loans to GDP as of 2020
United States
Thailand
South Korea
Japan
Malaysia
Singapore
China
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Thai Banks' Net Loan Growth and NPL Ratio
% YoY
67.1
90.5
98.4
100.4
% to Total
Loans
12
129.4
52963
15 5.23
6
3.89
5
2.94
2.44 2.31 2.31
2.69
2.99 3.08 3.09 3.14 3.25 3.244
3
2
12.5 15.1 14.0 10.5 4.2
3.4
1.3
4.3 5.2 1.9 6.1
4.3
144.7
% of GDP
0
1
-3
170.0
-0.5
2009
0
2011
2013
2015
2017
2019
1Q21
3
53
73
93
;3
433
453
473
T
493
4;3
% YoY Net Loan Growth
% Gross NPL Ratio
Note: Data on China, Korea and Japan include loans from commercial banks as well as financial
institutions, the rest include loans only from commercial banks
Credit Card Statistics
Note: % YoY Net loans represent growth of net loans in 14 Thai commercial banks from C.B.1.1
Latest % Gross NPL is as of 2Q20
GDP Per Capita
% YoY
Baht
25
19.9
250,000
11.3
-10
-15
GSGOGOGN
12.8
15
11.1
9.7
10.2
200,000
8.7
6.7
7.2
6.0
5.6
-1.1
5
150,000
5.8
14.3 11.0
9.5
4.8
8.0
9.4
6.2
9.2
8.6
0
-1.6
-5
100,000
Credit Card Loan Growth
Spending Growth
11.3
50,000
147,364
4.0
8.6
3.9
1.8 3.2
5.7 5.4 5.2
2.9
% YoY
20
-7.30
163,956
170,467
185,159
192,327
195,807
202,151
213,586
225,095
236,861
243,787
225,914 I
2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 5M21
Note: The credit card statistics number includes foreign bank and non-bank credit cards
Source: BOT, NESDC, NSO, CEIC Data, and KResearch
0
2009
บริการทุกระดับประทับใจ
K
KASIKORNTHAI
Other Figures
Population and Labor force
2012
GDP Per Capita
-10
-20
22 123
-30
2015
2018
2020
% YoY
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Unemployment Rate
0.68 0.66 0.72 0.84 0.88 0.99
Million Person
% of Labor Force
60 54.0
55.2
54.5 55.0 54.8
55.6
56.0 56.3
56.6 56.8
57.0
2.50
50
2.00
40
1.50
1.50
30
1.04
20
1.00
10
0.50
0
0.00
2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 1Q21
■Population (Age>= 15 years)
Foreign Direct Investment
Labour Force
2009
2012
1.18
1.05 0.98
2015
2018
1.96
1.69
1Q21
Foreign Direct Investment Position by Countries
%
Trillion Baht
100%
22.1
22.2
21.8 22.9 23.8
24.7
24.3
25.1 25.1 25.4
10
25
80%
15.2
15.5
13.9
20
9.6
8.2
7.9
8.1
7.5
6.6
6.8
6.7
6.3
6.3
8
7.5
6
28
11.7
8.9
-1.3
9.4
15
60%
3.9
10
31.7 34.6 35.0
35.1
36.3 35.2
36.2 34.3
33.1
33.6
5
-1.6
40%
4
0
-5
20%
2
4.9
5.6
5.8
6.6
6.5
7.0
7.9
7.7
8.5
8.8
8.7
-10
18.2 17.1
1.4-
1.9 1.6
1.7 2.3 2.0
17.0 16.1 16.0 16.0
14.8
14.0
17.6 16.3 16.1
2.3 28
14.8 13.4
16.7 15.5 17.8
2.7
2.8
12.6
12.5
20.2 19.4
0
-15
0%
2011 2012 2013
161
Note:
2014 2015 2016 2017 2018 2019 2020 1Q21
FDI Position (LHS)
―% YoY (RHS)
2012 2013 2014 2015 2016 2017 2018 2019 2020 1Q21
■ASEAN ■EU
■China ■Japan ■ US
Others
- FDI refers to equity investment, lending to affiliates, and reinvested earnings; investment in equity is treated as a direct investment when the direct investors own 10% or more of ordinary shares
- FDI position by countries is an investment outstanding that nonresident investors have with resident enterprises as stock concept
- Converted FDI US Dollar to Thai Baht by reference rate from the Bank of Thailand
Source: BOT, NESDC, NSO, and KResearch
บริการทุกระดับประทับใจ
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